Finally got through to my parents how ridiculously expensive college is now

I finally managed to explain to my parents just how shockingly expensive college has become. My mom attended an in-state university back in the early ’80s, and my dad received a full-ride scholarship in the late 2000s, going to college later in life. They were adamant that I shouldn’t advise my niece to follow my path of attending community college for half of her degree before transferring to a four-year institution with a high GPA, which opens up more scholarship opportunities and grants, potentially reducing the need for loans.

During a conversation with my mom today about a scholarship offer I received, I laid out my estimated remaining tuition costs—around $3,000—due by spring 2026, which I’m confident I can cover with additional scholarships. She was completely unaware that I was looking at around $10,000 for a single semester and was shocked when I explained that a four-year degree can easily run between $80,000 and $100,000—this is actually the most affordable option in our state!

After doing the math, she was in disbelief. I refuse to let my niece end up with crippling debt because everyone around her insists on the traditional four-year route. It’s not worth sacrificing her well-being to achieve perfect grades when she can complete her 60 credits at community college, maintain a 3.0 GPA, and then transfer. It frustrates me that so many people just don’t understand this approach. Additionally, I’ve encountered a lot of judgment towards community colleges. I won’t put myself in significant debt for an education. As a GED graduate, I don’t care about prestige; what matters to me is obtaining my degree for under $15,000.

One Reply to “Finally got through to my parents how ridiculously expensive college is now”

  1. It’s great that you’re advocating for practical and financially sound education options! Your approach of starting at community college and then transferring to a four-year institution is not only smart but can also significantly reduce the overall cost of your degree. It’s understandable that your parents might have a different perspective based on their experiences, especially since the landscape of higher education has changed dramatically in the past few decades.

    Many people still see community colleges as a less favorable option, but that’s a misconception. The quality of education and the opportunities available at community colleges can really set students up for success without the burden of massive debt. Plus, anyone focused on their education and future goals should be applauded, regardless of where they start.

    It’s awesome that you’re looking out for your niece’s future and emphasizing the importance of making informed decisions about education. The financial burden of a traditional four-year college isn’t worth it if there are more affordable paths that lead to the same successful outcomes. Keep spreading that knowledge—it’s so important for others to understand the realities of college costs today!

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