How do I tell my dad I don’t want to go into debt for a T20 school?

My dad is a control freak, a cheater, and ngl a liar. My stepmom told me his plans for my college money are gonna come from selling the house (but my stepmom won’t agree to sell until they get a divorce) also he’s just retired so he went from like 200k to 50k a year.

I got into umich for a art and design (but I was planning on going for Econ or smth) but the estimated cost of attendance was like 40k with housing and if I commuted it’d be 20k…

A nearby university thsts within a 30 minute drive vs a 45 minute drive at umich- offered me a scholarship so it would cost 12k for my first two years (I’m a transfer). I want think I may want to go for something like engineering rn due to graphic design looking rough with AI and I know I can always pursue it without the degree…my dad is very pro umich (he’s living a bit vicariously through me) )

How do I tell him I’d rather stay at home with my mom and commute for the next 2-3 years at the other school?

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