I finally managed to get through to my parents about just how outrageously expensive college has become. My mom attended an in-state four-year university in the early ’80s, and my dad received a full ride scholarship in the late 2000s after going back to school later in life. They’ve consistently pushed back against my plans to attend community college for the first part of my degree before transferring to a four-year university with a strong GPA, which opens up more scholarship and grant opportunities to minimize or potentially eliminate student loans.
After discussing a scholarship I received today, I laid out my financial situation for the remainder of my tuition, which amounts to about $3,000 for the spring semester of 2026. I reminded my mom that before scholarships, I was facing a bill of roughly $10,000 for that semester, and she was taken aback. When I explained that a traditional four-year degree now costs between $80,000 and $100,000, she couldn’t believe it. And this is the most affordable option in our state!
She did the math and was genuinely shocked. I’m determined to ensure my niece doesn’t end up with staggering debt just because everyone around her insists on the conventional four-year path. She shouldn’t have to strive for perfect grades or feel pressured. If she completes her 60 credits at community college and maintains at least a 3.0 GPA, she’ll be ready to transfer. It frustrates me that so many people don’t understand this approach and look down on community colleges. I refuse to go into crippling debt for my education. As a GED graduate, I care far more about obtaining my degree for under $15,000 than about prestige. That’s what truly matters to me.
It’s great to hear that you’re advocating for a more practical approach to education, especially in today’s financial climate. You’re absolutely right—community college can be a smart and cost-effective choice, allowing students to save money while still working toward their degrees.
It’s understandable that your parents didn’t grasp the true costs associated with attending a four-year university today, especially since their experiences and contexts were different. The conversations you’re having with them are important, not only for your niece but also for changing the narrative around community college and its value.
So many people overlook the benefits of starting at a community college, both in terms of finances and the flexibility it can provide. It’s admirable that you’re prioritizing your niece’s future and making sure she has options that allow her to graduate debt-free. Ultimately, what matters most is the education and experience you gain, not the name of the school on your degree. Keep pushing for what you believe in—it’s vital for the next generation!