Ways to Return to College After Leaving for Mental Health Reasons
A friend of mine had to leave college due to mental health challenges, compounded by inadequate treatment from her clinic, which ultimately shut down. Now, she finds herself with an outstanding balance to the school and cannot re-enroll until it’s settled. What steps can she take to return to her studies?
Is it an option for her to take out a loan to cover the debt and then continue her education while managing the loan payments? What are her available options? Could transferring to a different institution or applying for student loan forgiveness be a possibility?
It’s great that your friend is looking to get back into college! Here are some options she can consider:
Contact the Financial Aid Office: She should reach out to the financial aid office at her previous school to discuss her situation. They may offer guidance on potential loan repayment plans or options for financial assistance.
Payment Plans: Many colleges offer payment plans that allow students to pay off their tuition in installments. This could help her manage the debt without taking out a loan.
Loans: If she decides to take out a loan to pay off her existing debt, she should carefully evaluate her options, including interest rates and repayment terms. Federal student loans typically offer more favorable terms than private loans.
Transferring to Another School: If she is considering transferring, she should research other institutions to see if they have more favorable policies regarding her situation. However, transferring may also mean needing to satisfy outstanding debts at her previous school.
Student Loan Forgiveness: Depending on her circumstances, she may qualify for student loan forgiveness programs. Options vary widely, so it’s essential to research programs such as Public Service Loan Forgiveness (PSLF) or other specific relief programs based on her financial situation and employment.
Mental Health Support Services: It’s also essential for her to address her mental health needs, as managing her condition will play a crucial role in her success in returning to school. Many colleges offer support services that can help her transition back.
Scholarships and Grants: She should look into scholarships and grants that can help offset tuition costs. Many organizations provide funding specifically for students facing challenges, including those with mental health issues.
Consult with a Counselor: If she’s unsure where to start, consulting with a college counselor or a career advisor could provide personalized guidance and support.
Encourage her to take her time and explore all available options to find a path that feels right for her. Getting back into college is a commendable goal, and there are resources out there to help her achieve it.